How to choose an attorney? Throughout the course of your legal problems, you will have to make some tough decisions – If you were involved in an accident then you have to choose between bringing criminal damages or press with a plaintiff case, if you have a small business and you were involved in a deal, then you have to decide whether to sign it or let it pass. There is no clear-cut answer in many of these dilemmas, and getting the right lawyer is crucial to you.

Comprehensive access plans If you are a member of a pre-paid access plan and are not getting the legal services you think you need, then it is probably time to upgrade to a more comprehensive plan. A comprehensive prepaid legal service plan is designed to cover for the majority of your legal service needs in a given year. Access services, such as legal advice and information by toll-free number and follow-up service, are provided at no cost to you.

Are Pre-paid services worth the money? You may be covered when it comes to health, life, car or home insurance… but what about legal coverage? The question is not if you’ll need a lawyer, but when: according to the American Bar Association (ABA) “Americans have come to view legal assistance as a necessity”. Yet, most Americans have not used a lawyer more than once due to the sky high attorney fees – anywhere from $100 to $1000 per hour – and the trepidation involved in the search for legal services.

Pre-paid legal plans? You can get them for free! They say the best things in life are free. In the case of pre-paid legal plans, this may just hold true. Pre-paid legal plans offer a range of legal services on-call for a fixed monthly charge of up to $25 per month. With such a low monthly payment, most people are only too happy to get a legal coverage they wouldn’t have otherwise dreamt of in the stultifying, money-grabbing world of lawyers… But did you know, you could get all of that coverage free of charge?

How to enrol for a legal plan? Are you thinking of getting on the pre-paid bandwagon? Choosing a particular enrolment method can be very important in determining the benefits, costs and conditions of coverage of your legal plan. A voluntary enrolment refers to a membership of a legal plan where people “voluntarily” subscribe to a pre-paid legal service in response to a direct email offer, during an employer’s open enrolment period or during individual sales representations.

Pre-paid legal services for small business If you are operating your own business, you cannot afford to go it alone when it comes to legal matters. The ever increasing complexities of law, spiralling costs of lawsuits and the proliferation of government red tape can land you in a lot of trouble. The flip of the coin is hardly attractive either! Hiring a lawyer can constitute a substantial financial investment many cash-strapped small businesses and entrepreneurs cannot sustain.

Group Legal plans benefits for employer and employee A properly developed group legal insurance plan can be the perfect complement to any employer’s work life initiative. Considering that many employees are nowadays increasingly swayed by benefit options when making career decisions, Legal insurance is a viable product for many employers. However, there is no single fit-for-all group legal plan for all organizations. For a start, each organization has a distinct list of requirements when contracting for legal insurance.

Types of Prepaid Legal Services Over 100 million Americans are signed up for pre-paid legal services. Also called legal insurance, these plans are similar to those provided by Health Maintenance Organizations (HMOs) and cover the legal needs of the member, spouse and any dependent children. In a prepaid legal service plan, the customer pays a fixed monthly subscription fee of up to $25 for the services of pre-selected lawyers. The most basic plans provide advice and consultation by telephone.

Limitations of Pre-Paid Legal Services Pre-paid legal plans are promoted under the promise of cheap legal coverage, an attractive alternative to the high fees charged by regular attorneys and law practices. But under the gloss of accessible legal services for the general public, lie a number of limitations. First, there is a limit on the scope of the legal services provided. Most of what is provided on an unlimited-basis is phone based: calls to your attorney for advice and consultation on legal matters, or phone calls made on your behalf to third parties.

Benefits of Pre-paid legal plan for your company Employers are on the hunt - researching benefit tools that are low-cost, easily administered and satisfy their employees’ needs. One such tool is pre-paid group insurance. We examine the benefits of having such a work-benefit option from an employer’s perspective. The first benefit employers expect from legal insurance plans is increased productivity and efficiency. Today’s employees are interested in a variety of benefits to balance their work with their life requirements.